Aadhaar Payment App: How To Use Aadhaar Payment App Merchants and Users


Aadhaar Payment App: The Government of India has launched “Aadhaar Payment App” as a step to make India a cashless country. Prime Minister Narendra Modi has launched a surgical strike on black money holder by banning old Rs.500 and Rs.1000. The demonetization effect has created a huge change in Indian economy. PM Modi said he wanted to Make our nation a digital India and stop corruption which is damaging Indian economy.

Aadhaar Payment App
Aadhaar Payment App

To make this possible, PM Modi wanted India to go cashless and requested everyone to use online transactions. Through online purchases, IT department can track all the money transaction details which result in stopping corruption. After demonetisation, many have started to use online transactions with online payment apps like Paytm and other.

Paytm App is currently the widely used mobile wallet app for online payments in India. The major drawback of Paytm is its security and privacy issue. This has become a major problem for the people, so to overcome this issue the government has released Aadhaar Payment App which is fully secured by the Indian government.

The Aadhaar Payment App is free to download and is available for all versions of Android smartphones. Soon the app will also be available for iOS and Windows devices. As per the government statement, the online payments will now become easy with Aadhaar Payment App.

How To Use Aadhaar Payment App: For Merchants

To use this app, the merchant has to download Aadhaar cashless merchant app on their smartphones and install it. After installing connect it to a biometric reader. Currently, the biometric reader is on a sale for Rs. 2000. The merchant has to enter his/her Aadhar number in the app and select the band through which the transaction should be done and biometric will serve as a password for the transaction to be authenticated.

  • Download the Aadhaar Payment App.
  • Log in with your Aadhaar Card Number (For Merchants).
  • Now Validate the aadhaar Number using your fingerprint.
  • To accept payment, click on Aadhaar Pay.
  • Now enter customers Aadhaar Card Number, Bank Name and Amount to be paid.
  • Select Yes to proceed.
  • Now validate the transaction using customer’s fingerprint.
  • After successful authorization, the amount will be transferred from customers bank account to merchant bank account.

How To Use Aadhaar Payment App: For Users

  • Download the Aadhaar Payment App.
  • Enter your Aadhaar Card Number (For Users).
  • Select your bank with which transactions should be authorised.
  • Now scan your finger on biometric. The fingerprint will work as your password.